| Sr. No | Loan Scheme Name |
Rate Of Interest (EFF FROM-03/01/2023) |
IF CIBIL SCORE LESS THAN 750 |
IF CIBIL SCORE LESS THAN 699 |
| 1 | Traders Cash Credit | 12.75% | 13.25% | 13.75% |
| 2 | Medicare Cash Credit | 10.50% | 11.00% | 11.50% |
| 3 | Hypothecation Cash Credit | 12.75% | 12.75% | 12.75% |
| 4 | Loan Against FD | FD Rate +1.00 for 5 Lakh & Above FD rate + 2.00 for Below 5Lakh |
FD Rate +1.00 for 5 Lakh & Above FD rate + 2.00 for Below 5Lakh |
FD Rate +1.00 for 5 Lakh & Above FD rate + 2.00 for Below 5Lakh |
| 5 | Government Security | 14% | 14% | 14% |
| 6 | Overdraft CC on OD | 2% Extra on Regular interest | 2% Extra on Regular interest | 2% Extra on Regular interest |
| 7 | Bank Payment Cash Credit | 13% | 13.50% | 14% |
| 8 | Gold Loan (member) Upto 2 Lakh | 9.50% | 9.50% | 9.50% |
| 9 | Gold Loan (Nominal Member) Upto 1 Lakh | 9.50% | 9.50% | 9.50% |
| 10 | Gold Loan Upto 1 Lakh (For Women) | 9.00% | 9.00% | 9.00% |
| 11 | Gold Loan (Member) Above 2 Lakh | 14.00% | 14.00% | 14.00% |
| 12 | Petrol Pump Cash Credit | 10.50% | 11.00% | 11.50% |
| 13 | Traders Terms Loan | 12.50% | 13.00% | 13.50% |
| 14 | Hypothecation Installment | 12.50% | 12.50% | 12.50% |
| 15 | Vehicle Loan | 12.50% | 13.00% | 13.50% |
| 16 | Vehicle Loan -Truck, JCB, Tipper, Pock land, Crane & other commercial | 10.50% | 11.00% | 11.50% |
| 17 | Consumer Durable loan | 12.50% | 13.00% | 13.50% |
| 18 | 2 Wheeler Loan (Including E-Bike) | 10.00% | 10.50% | 11.00% |
| 19 | Housing loan | 12.50% | 13.00% | 13.50% |
| 20 | Surety Installment | 15.00% | 15.50% | 16.00% |
| 21 | Ichapurti Loan | 12.50% | 13.00% | 13.50% |
| 22 | Agriculture Loan-against gold (above Rs. 2 lac & up to Rs. 5 lac) |
12.00% | 12.00% | 12.00% |
| 23 | Doctor Delight Loan | 9.25% | 9.75% | 10.25% |
| 24 | Medicare Term Loan | 10.50% | 11.00% | 11.50% |
| 25 | Easy Dream Car Loan FR- 5 Years | 8.75% | 9.25% | 9.75% |
| 26 | Easy Dream Car Loan FR- 7 Years | 9.25% | 9.75% | 10.25% |
| 27 | Professional Loan | 12.00% | 12.50% | 13.00% |
| 28 | Petrol Pump-Term Loan | 10.50% | 11.00% | 11.50% |
| 29 | Easy Dream House Loan | 9.25% | Closed | Closed |
| 30 | Education Loan - Regular Loan | 11.50% | 12.00% | 12.50% |
| 31 | Education Loan - Priority Loan | 11.00% | 11.50% | 12.00% |
| 32 | Solar Urja Loan | 11.00% | 11.50% | 12.00% |
| 33 | House Repair & Renovation Loan | 12.50% | 13.00% | 13.50% |
| 34 | Agri/Allied Agri Loan | 11.00% | No Change | |
| 35 | PMEGP (SECURED) | 12.50% | 13.00% | 13.50% |
| 36 | PMEGP (UN SECURED) | 15.00% | 15.50% | 16.00% |